2 New Vacancies at Standard Chartered Bank

We’re a leading international bank, with more than a 150-year history in some of the world’s most dynamic markets.
We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East.
With 1,600 branches and offices in 70 countries, we offer exciting and challenging international career opportunities.

Product Services – Mortgage Officer

Details

•Growth of the mortgage book via sales and credit process, submission of applications to consumer credit for approval and maintenance of asset quality to derive revenue generation to achieve the unit’s budget
•Liaison with Relationship Managers  and Branch Sales Mangers for  new and existing customers
•Strategic guidance to ensure sales objectives is attained.
•Establishing relationships with Developers, estate agents and mortgage schemes.
 Management of Sales process from application to draw down.
 Improve quality and timeliness of sales and services to the assigned relationships
 Ensure maintenance of a healthy business environment through strict compliance with AML & CDD standards, as defined by the group and local Regulatory Authorities.
 Assist Relationship Managers/ Branch Sales Managers in Cross Selling opportunities by providing leads and following up leads.
 Coaching and mentoring the RMs, PFCs and BCOTs
 Responsible for managing the branch mortgage portfolio
 Handle all matters relating to account servicing including complaints, inquiries, etc within agreed turnaround time.  All complaints to be logged in via Loyalty Manager.
 Proactive solutions to customer service related issues.
 Prepare ad-hoc reporting/returns as required.
 Due diligence to be applied when selling all the products of the Bank.
 Reporting of suspicious transactions
 Conduct CDD checks for all mortgage customers when required
 Following with the lawyers and valuers on all approved applications. This will entail tracking the end to end process
 Renewal of insurance for mortgage portfolio
 Dispatch of mortgage statements for portfolio

Relationship Manager, BC

JOB PURPOSE

 Drive deepening activities with qualified and potential clients with full range of BC products, continuous analytics support and collaboration with business specialists; meet clients as required [quarterly]
 Acquire and activate new clients referred from ETB clients directly to BC RM/Team
 Maintain integrity of clients credit portfolio through monitoring, early action and remediation actions

KEY RESPONSIBILITIES

• Relationship Deepening by reaching out to and engaging HVBC & hidden larger businesses
• Acquiring from ETB client Referrals [MGM]
• Create analytics backed next best conversations
• Analyse and review quality of potential business to ensure maximum profitability.
• Maintain accurate and up-to-date records of all actual customer interactions. [Meet at least once a quarter]
• Support clients business by processing and delivering on all client initiated needs which include assets needs
• Migrate customers to digital channels [ensure training happens for active usage]
• Provide feedback to senior management, marketing and product management on customer’s needs and the efficiency of marketing strategies and tactics.
• Responsible for delivering a service to customers that matches the Bank’s brand promise
• Complete /conduct KYC/CDD as due

KYC/AML Clause
Ensure you remain alert to the risk of money laundering and assist in the bank’s efforts in combating it by adhering to the key principles in relation to:-
Identifying your customer, knowing your customer, reporting suspicions, safeguarding records and not disclosing suspicions to customers.

KEY RELATIONSHIPS Internal:
 Marketing on new and continuing initiatives
 Team Leader and Branch Manager on performance and service issues impacting BC customers/location
 Branch departmental, credit and GT&O managers and Branch Operations for SME customers’ account opening, servicing and administration
 Product Development and Analytics – product review, development, implementation and analytics
 SBIM for scorecard and sales KPIs
 Sales support teams [WM, Treasury & Trade]

EXPERIENCE/KNOWLEDGE
REQUIRED

• Good first degree. Professional certifications could be an advantage
• Market and competition knowledge
• 3-6 years experience. Portfolio focused more on liability and base asset clients
• Good working knowledge of Businesses, financials and BC banking products.

COMPLEXITY/JUDGEMENT

• Complexity in client engagement [negotiation, presentation, etc]  stakeholder management, time management

FREEDOM OF DECISION MAKING

• Many day-to-day decisions regarding customers (not credit).
• Significant latitude in managing and prioritising workload.

Method of Application

Interested and suitably qualified candidates should click on preferred job titles to apply online.

GET JOB ALERTS
in your inbox

Subscribe to our mailing list and get vacancies and employment updates to your email inbox.

Speak Your Mind

*


Get a Job Today with Joblanda


Reports released in early 2016 reveal more than 1.3 million Nigerians suffered job losses during the second quarter of 2015 alone, bringing the country's total unemployment rate to greater than 6 million individuals. In an effort to combat these statistics, staffing and education advancement advocate Joblanda has launched increased efforts to work with those affected by Nigeria's diminishing employment availability.

Joblanda is focused on delivering employment, career, and educational advancement opportunities to Nigerians who are seeking them. Built on the premise of doing more than just collecting and listing vacancies, we also help ensure each vacancy is well-matched to the job seeker by organizing the listings by required academic qualifications, years of experience, and industries of expertise.

In order to drive individual and collective economic growth, we also disseminate information about scholarships and educational opportunities as well as events and initiatives that can help people advance to a better career. We want to assist people In gaining the tools and information they need to live a better life, and we know that finding a great career is vital to accomplishing that goal.

joblanda gif

GET JOB ALERTS
in your inbox

Subscribe to our mailing list and get vacancies and employment updates to your email inbox.